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天气: 晴朗心情: 高兴Retirement
Bobby Badfingers' Big Secret About Retiring!MarketWatch By Paul B. Farrell 'America's Got Talent' teaches us how to plan a successful retirement Have you seen Bobby Badfingers and the other contestants on NBC's reality show, "America's Got Talent?" Don't miss it! I expected "Talent" to be a dud. But it's fun. Shows like this teach us something new about planning for retirement. And it's not what you think. Bobby was a surprise, a crowd-pleasing entertainer. As a hyperactive kid, he asked his dad how flamenco dancers made that clicking noise. Dad didn't mention the hidden castanets, "They're snapping their fingers!" And a lifetime career was born! Bobby found an outlet for what handicaps other kids. Today he's the world's greatest finger-snapping entertainer. The "Talent" judges loved his lively, unusual performance and voted him into the semifinals. With the Congressional Budget Office now estimating Iraqi war costs at $1.27 trillion, and the Middle East War triggering new talk of World War III, reality shows like "America's Got Talent," Fox's "So You Think You Can Dance" and ABC's "Master of Champions" are not only welcome diversions from the bad news, they tell us a lot about planning for retirement -- and it's not about nest eggs, 401(k)s, IRAs and pension plans. When the summer season started I expected boring reruns and low-brow junk like "Big Brother." But these new reality shows were eye-openers. The contestants aren't just anonymous street entertainers. On stage they make you feel the heart and soul of America. Every performer passionately believes they're a "master of champions," that they have a God-given "talent" that's their unique identity, something they're destined to do. And they're doing what that love, now. Secret to planning a successful retirement Then it struck me: This is exactly what Thomas Stanley, co-author of "The Millionaire Next Door" meant in "The Millionaire Mind" where he pinpointed the one key factor that sets America's 8 million millionaires apart: "If you make one major decision correctly, you can become economically productive," says Stanley. "If you are creative enough to select the ideal vocation, you can win, win big-time. The really brilliant multimillionaires are those who selected a vocation they love." Reread that! He's telling you to forget about getting a "job" with a big insurance company, the post office, or some other dull, paternalistic giant with a nest-egg-building 401(k) plan that matures in 2036. Ask yourself: Do you really want to wait for 30 years to do what you really, really love? And then look back and wonder about what your life might have been if you risked taking "the road less traveled?" For example: the "Master of Champions." You know, you feel these challengers are following their dreams with total passion and commitment. What a way to live! Maybe they'll never get rich. Maybe they'll never make enough to fund an IRA, let alone build a nest egg. Maybe they will. But they're doing what they love, and since we already know the average American only has about $15,000 in savings anyway, the choice between some dull, boring job versus doing what you love for your entire life, doesn't seem like much of a choice!

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  • 发布时间: 2006-08-05 16:48
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